Looking to set up an appointment? Give us a call at 972-837-3602
Looking to set up an appointment? Give us a call at 972-837-3602
These are best for borrowers with a good credit score, Includes conforming and non-conforming loans.
These are best for borrowers with excellent credit looking to buy an expensive home.
These are best for borrowers who have lower credit scores and not much cash for a down payment. Includes FHA, USDA, and VA
Best for borrowers who want the predictability of the same payments throughout the entire loan.
Best for borrowers who do not plan to stay in the home for a long time, and are comfortable with the risk of larger payments down the road.
1 yr tax return OK
Up to 5 million
80% LTV
Vesting in Entities OK
12 to 24 bank statement program
No US Credit Score needed
Purchase 75% LTV
Cash-out 70% LTV
Condos-2-4 multi-family OK
Up to 5 million
90% LTV
Gift funds allowed
No credit OK
Up to 5 million
ADU Rents OK
Gift Funds OK 3, 6, 12 and 24 months banks statement programs
Deposits in account in lieu of tax returns
100% value of checking,savings and money market
85% value of remaining value of stocks, bonds, mutual funds & CDs
Monthly income = net qualified assets/120 months
Up to 5 million
Foreign National Ok
Purchase 80% LTV
Cash out 75% LTV
No limit on number of properties
Up to 29 units
Qualify by rent verses PITI
No tax returns or other income needed
Ground up construction
Cash out
No income verification program
Flip and Fix
J&W Lending LLC
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